About this property

Welcome to 95 Elgin Street, a premier investment opportunity in the highly desirable Courthouse District of St.Thomas. This home is situated on a 92 by 104 foot corner lot on a street known for its historic appeal. A major renovation in 2023 transformed the property into a turn-key asset with high-end finishes throughout. The home features four bedrooms, with two bedrooms in the upper unit and two in the lower unit. The upper suite was remodelled with quartz countertops, stainless steel appliances, and luxury vinyl plank flooring. It also includes a designer bathroom with an extra-deep tub and rain shower. Both units are freshly painted and offer bright interiors with forest and valley views. The location is excellent for families or professionals, being steps from V.A. Barrie Park, the public library, and local shops. For investors, this property provides unique value through its upside to add a third unit. The home already features three separate entrances and a full basement with updated drainage from 2023. Maintenance is simplified by completely separate utilities, including independent meters for hydro, gas, and water.There are also separate electrical panels, water heaters, and central air units. This property features turn-key luxury and offers significant future potential in a top tier location.

Features & finishes

View

Air Conditioning

Basement

Property details

MLS® Number	X12806106
Status	Sold
Listing Type	For Sale
Property Type	Multi-Family
Interior Size	1,500 sq ft
Beds / Baths	4 bed · 2 bath
City	St. Thomas
Postal Code	N5R 3M5
Province	ON
Listed Date	March 17, 2026
Brokerage	PRIME REAL ESTATE BROKERAGE