20 Lloyd Street

ActiveSt. Catharines · 458 - Western Hill6 days on marketMLS® X13625886
$399,900
$571 / sq ft
Bedrooms2
Bathrooms2
Interior700 sq ft
TypeSingle Family Home
ListingFor Sale
Days on Market6

About this property

Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package.

Features & finishes

View
Air Conditioning
Basement

Property details

MLS® NumberX13625886
StatusActive
Listing TypeFor Sale
Property TypeSingle Family Home
Interior Size700 sq ft
Beds / Baths2 bed · 2 bath
Neighbourhood458 - Western Hill
CitySt. Catharines
Postal CodeL2S 2N8
ProvinceON
Listed DateJuly 31, 2026
Days on Market6
Price per Sq Ft$571
BrokerageEXP REALTY

Location

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Listed by EXP REALTY